No Win No Fee Financial Mis-Selling Solicitors — How It Works

Worried about legal costs? With our No Win No Fee arrangement you pay nothing upfront and nothing at all if we do not win. Our fees are deducted from your compensation at a rate regulated and capped by the FCA.

Quick Answer: 'No Win No Fee' means a Conditional Fee Agreement — you pay nothing upfront and nothing at all if the claim fails. If you win, the FCA fee cap (PS21/18, effective 21 March 2022) limits the success fee on a sliding scale from 30% for the smallest claims down to 15% (inc. VAT) for claims of £50,000 or more. Source: FCA PS21/18.

What Is a No Win No Fee Agreement?

A No Win No Fee agreement — formally a Conditional Fee Agreement (CFA) — means:

You pay us nothing to start your claim
You pay us nothing if we lose
If we win, our fee is deducted from your compensation at a regulated, capped rate
No hidden costs, no surprise disbursements

FCA Fee Cap — Exactly What You Pay (PS21/18)

Compensation Amount	Maximum Fee (inc. VAT)
Up to £1,499	30%
£1,500 – £9,999	28%
£10,000 – £24,999	25%
£25,000 – £49,999	20%
£50,000 and above	15%

Example: £50,000 compensation. Our fee: max 15% = £7,500. You keep £42,500.

Solicitors vs Claims Management Companies

As SRA-regulated solicitors — not a claims management company — Edward & Amaury can take your case to court if needed, appeal FOS decisions, pursue multiple defendants simultaneously, and provide legal advice protected by solicitor–client privilege. CMCs must hand off to solicitors for litigation, which can introduce delays and additional costs.

Frequently Asked Questions

Do I pay anything if we lose?

Nothing. If we are unsuccessful, you owe us nothing at all.

Are there any hidden costs?

No. Your initial consultation, document review and case assessment are all free. We will not incur any disbursements without your prior written agreement.

What is the maximum fee for a mis-selling claim?

The FCA (PS21/18) caps fees on a sliding scale from 30% (claims under £1,500) down to 15% including VAT (claims of £50,000 or more).

How does no win no fee work?

No Win No Fee — formally a Conditional Fee Agreement (CFA) — means you pay nothing to start and nothing if we lose. If we win, our fee is deducted from your compensation at the FCA-capped rate. Full figures are set out in your client care letter before you commit.

Talk to us

Free, no-obligation assessment on 01228 272 395 or start your claim online. See our full fees page.