Scotland — prescription law note applies

Financial Mis-Selling Solicitors in Glasgow

Central Scotland

Edward & Amaury Solicitors act for Glasgow and Central Scotland clients on SIPP mis-selling, final salary (DB) pension transfers and investment negligence. Financial Ombudsman (up to £455,000) and FSCS (up to £85,000) rules are UK-wide; court claims follow Scotland's prescription rules, generally five years from when the loss became apparent. No Win, No Fee.

Scots law note: Scotland uses prescription rather than English limitation law. The standard prescriptive period is generally 5 years from when loss became apparent. However, FOS complaints follow UK-wide rules. Contact us for advice on the rules that apply to your specific claim.

Financial mis-selling in Glasgow and Central Scotland

Glasgow is Scotland's largest city and a major financial services centre. Clients across Glasgow and the wider Central Belt have been significantly affected by SIPP mis-selling, defined benefit pension transfer mis-selling, and investment negligence over the past decade. Glasgow's strong industrial heritage in shipbuilding, steel, and manufacturing means many workers accumulated valuable occupational DB pensions that became targets for unsuitable pension transfer advice.

Scots law — what Glasgow clients need to know

Scotland uses the law of prescription rather than limitation. The standard prescriptive period for civil claims in Scotland is generally 5 years from when the loss first became apparent — shorter than the English 6-year limitation period. However, if your claim is against an FCA-regulated firm, FOS complaints follow UK-wide rules regardless of where you live, and the date-of-knowledge principles still apply.

FCA-regulated claims — Scottish location is no bar

Several Scottish-registered IFA firms operating across Glasgow and Central Scotland were involved in SIPP mis-selling to local clients. Where the advising firm was FCA-regulated, English financial services law applies regardless of where you are based. We handle Scottish clients' claims on a fully remote basis and can refer to Scottish solicitors for pure Scots law matters where required.

Areas we serve

Glasgow Paisley Motherwell Hamilton Clydebank Dumbarton Airdrie Coatbridge Kilmarnock Central Scotland

Why choose Edward & Amaury Solicitors

SRA-regulated solicitors

SRA No. 800525 — higher protection than a claims management company.

Specialists, not generalists

Financial mis-selling is what we do. SIPP, DB pension, wealth management, mini-bond and APP fraud claims.

UK-wide, remote-first

Consultations by phone or video call — no travel required, same-day response.

No Win No Fee

Nothing upfront, nothing if we lose. Fees capped under SRA rules.

Before you claim — free guides

Free Glasgow claim check — no obligation.

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Frequently asked questions — Glasgow

Does English or Scots law apply to my claim?
Most financial mis-selling claims are against FCA-regulated firms and FOS complaints follow UK-wide rules regardless of where you live. Scotland's 5-year prescriptive period only applies to certain pure Scots-law claims — we advise which rules apply to your specific matter.
My IFA is registered in Scotland — is that a problem?
No. What matters is whether the firm is or was FCA-regulated. If so, FOS and FSCS are available to Scottish clients on the same terms as English clients.
Does the 5-year Scots prescription period apply to my SIPP claim?
Not usually. Most SIPP claims are pursued via FOS or FSCS, which follow UK-wide rules. Pure Scots-law negligence claims against non-FCA parties may be subject to the 5-year period — we advise which route applies.

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