Mis-selling Blog
News, plain-English guides and case studies.
How to Check Your Financial Adviser Is FCA Authorised
Step-by-step: check a firm on the FCA Register, match the reference number, use the Register's contact details, and why authorisation affects Ombudsman and FSCS protection.
FSCS £85,000 vs £120,000: Which Limit Applies to You?
FSCS protects deposits up to £120,000 but investment and pension advice claims up to £85,000. How each limit works and which applies to a mis-sold investment.
Berkeley Burke SIPP Claim — FSCS Default April 2020 — Compensation Guide 2026
The landmark 'gatekeeper duty' case. How former Berkeley Burke SIPP holders claim from the FSCS.
Wealth Management & DFM Failures Guide 2026 — Suitability, Concentration and Excessive Charges
When discretionary managers breach their mandate or run unsuitable portfolios, you can claim.
Investment Bond Mis-selling Guide 2026 — Structured, Offshore and With-Profits Bonds
Unsuitable bond recommendations — high charges, lock-ins and hidden commissions — and how to claim.
Overseas Property Investment Mis-selling Guide 2026 — Cape Verde, Caribbean, Bulgaria and How to Claim
Off-plan and fractional overseas property schemes sold into SIPPs — what went wrong and who is liable.
Care Home Room Investment Mis-selling Guide 2026 — Qualia, Carlauren, Kingsley and How to Claim
The High Court ruled these schemes were illegal collective investments. How affected investors claim.
Hartley Pensions SIPP — FSCS Failure February 2024 — What It Means and Your Claim Options
Hartley Pensions has failed. What the FSCS has done for Hartley SIPP holders, and the claim routes that may still be open.
UCIS Mis-selling Guide 2026 — Unregulated Collective Investment Schemes and How to Claim
What a UCIS is, why most retail investors should never have been sold one, and your compensation routes.
Rowanmoor SIPP Claim — Were You Mis-sold? How to Claim Compensation in 2026
Rowanmoor was declared in default by the FSCS. What affected SIPP holders should do now.
DB Pension Transfer Mis-selling Guide 2026 — Signs You Were Given Bad Advice and How to Claim
The FCA found only 48% of the DB transfer advice it reviewed was suitable. How to tell if yours was not — and what compensation looks like.
Mini-Bond Investment Risks UK: What Went Wrong and How to Claim
London Capital & Finance, Blackmore, Basset & Gold — what mini-bonds are, why they failed, and how UK investors can claim compensation.
British Steel Pension Claims (BSPS): Who Can Still Claim?
Who the FCA's British Steel redress scheme covers, how much has been offered, and how former BSPS members outside the scheme can still complain or claim.
APP Fraud Reimbursement Rules: What Banks Must Now Pay
The UK APP fraud reimbursement rules explained: the £85,000 cap, five-day deadline, 13-month claim window, excess and refusal exceptions.