Financial Mis-Selling Solicitors in Liverpool

Financial mis-selling in Liverpool and Merseyside

Liverpool has been one of the UK cities most affected by fractional property investment schemes. Throughout the 2010s, city-centre student accommodation blocks and hotel room developments were marketed to ordinary investors — often through SIPPs and often with 'guaranteed' rental returns of 8–10%. A number of these developments stalled or were never completed, and several of the companies behind them entered administration, leaving investors with illiquid or worthless holdings.

Student accommodation and hotel room investment claims

If a financial adviser recommended a Liverpool fractional property investment — a student 'pod', a hotel room, or an off-plan city-centre unit — the advice was very likely unsuitable for a retail investor, particularly inside a pension. Where the adviser or SIPP operator was FCA-regulated, compensation routes exist through the FOS or, if the firm has failed, the FSCS at up to £85,000 per claim.

DB pension transfers on Merseyside

Merseyside's automotive, dock, and public-sector workforce accumulated valuable defined benefit pensions. Many workers were approached in the 2015–2020 period and persuaded to transfer out at record-high transfer values. If your final salary transfer was arranged by a North West adviser and proved unsuitable, the FCA's redress framework may apply.

APP fraud and bank scam refunds

We also act for Merseyside clients whose banks refused to refund authorised push payment fraud. Under the PSR's mandatory reimbursement rules (October 2024), banks must reimburse most APP fraud victims up to £85,000 — a refusal is not the final word.

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