Heritage Pensions — FSCS Claims & Compensation (FRN 475096)
Full legal name: Heritage Pensions Limited
Heritage Pensions Limited (FRN 475096) was failed and declared in default by the FSCS on 1 April 2026. If you were advised by Heritage Pensions and lost money, you may be able to claim compensation of up to £85,000 from the FSCS. Eligibility depends on your circumstances — a free check takes under a minute.
Heritage Pensions Limited appears on the FSCS failed-firms register. It was failed and declared in default on 1 April 2026, in the Pensions category.
What this means for you
If Heritage Pensions advised you on a pension — for example transferring a workplace, personal or final-salary pension, or moving it into a SIPP — and the advice was unsuitable for you, you may have a claim. Where the firm has failed, eligible losses can be claimed from the FSCS up to £85,000 per person.
Your options
- FSCS — where Heritage Pensions has failed, you may claim eligible losses up to £85,000 per person, per firm (the FSCS limit is £85,000 for firms that failed from 1 April 2019, £50,000 for 2010–2019 and £48,000 before that). You can claim free at fscs.org.uk without using a solicitor.
- A representative — specialist firms can gather the evidence and handle the claim for you, typically on a No Win, No Fee basis.
- Check your time limit — deadlines vary by route. See our guide to time limits for mis-selling claims, and how compensation is calculated.
Were you a client of Heritage Pensions?
Start a free, no-obligation check — we'll tell you whether you may have a claim.
Start Your Free Claim Check →FAQ
Is Heritage Pensions Limited still trading?
Heritage Pensions Limited (FRN 475096) appears on the FSCS failed-firms register and was failed and declared in default on 1 April 2026. You should always check the current position on the FCA Register and the FSCS website.
How do I claim against Heritage Pensions?
You can claim directly and free of charge through the FSCS at fscs.org.uk, or instruct a representative to handle it for you. Either way, a free initial check can confirm whether you may be eligible.
How much could I claim for Heritage Pensions?
Where eligible, the FSCS pays up to £85,000 per person for Heritage Pensions. The actual amount depends on your assessed loss and your individual circumstances.
Other pension firms on the FSCS list around the same time
- KapwealthDeclared in default 14 May 2026 · FRN 590782
- Capital Wealth SolutionsDeclared in default 1 May 2026 · FRN 536958
- SkipboDeclared in default 17 April 2026 · FRN 418829
- Gaudi Regulated ServicesDeclared in default 20 March 2026 · FRN 488015
- Sigma Asset ManagementDeclared in default 12 March 2026 · FRN 225526
- Green Wealth ManagementDeclared in default 3 March 2026 · FRN 729066
This page is for information only and is not affiliated with the FSCS. You can complain to the Financial Ombudsman Service or claim from the FSCS for free without using a solicitor. Compensation depends on your individual circumstances. This website does not constitute legal advice.