John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd — FSCS Claims & Compensation (FRN 434114)
John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd (FRN 434114) was failed and declared in default by the FSCS on 23 February 2021. If you were advised by John Coldwell Pensions & Investments and lost money, you may be able to claim compensation of up to £85,000 from the FSCS. Eligibility depends on your circumstances — a free check takes under a minute.
John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd appears on the FSCS failed-firms register. It was failed and declared in default on 23 February 2021, in the Pensions, Insurance, Investments category.
John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd has also been known as, or traded as: Prophecy Pensions, Investments Ltd. If you dealt with any of those names, the same claim routes may apply.
What this means for you
If John Coldwell Pensions & Investments advised you on a pension — for example transferring a workplace, personal or final-salary pension, or moving it into a SIPP — and the advice was unsuitable for you, you may have a claim. Where the firm has failed, eligible losses can be claimed from the FSCS up to £85,000 per person.
If John Coldwell Pensions & Investments advised you to invest — for example in a bond, fund, or an unregulated or high-risk product — and that advice was unsuitable, you may have a claim. Where the firm has failed, the FSCS may pay eligible losses up to £85,000 per person.
If John Coldwell Pensions & Investments advised you on an insurance or protection product that was unsuitable, you may also be able to complain and seek redress.
Your options
- FSCS — where John Coldwell Pensions & Investments has failed, you may claim eligible losses up to £85,000 per person, per firm. You can claim free at fscs.org.uk without using a solicitor.
- A representative — specialist firms can gather the evidence and handle the claim for you, typically on a No Win, No Fee basis.
- Check your time limit — deadlines vary by route. See our guide to time limits for mis-selling claims, and how compensation is calculated.
Were you a client of John Coldwell Pensions & Investments?
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Is John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd still trading?
John Coldwell Pensions & Investments Ltd, formerly Prophecy Pensions and Investments Ltd (FRN 434114) appears on the FSCS failed-firms register and was failed and declared in default on 23 February 2021. You should always check the current position on the FCA Register and the FSCS website.
How do I claim against John Coldwell Pensions & Investments?
You can claim directly and free of charge through the FSCS at fscs.org.uk, or instruct a representative to handle it for you. Either way, a free initial check can confirm whether you may be eligible.
How much could I claim for John Coldwell Pensions & Investments?
Where eligible, the FSCS pays up to £85,000 per person, per failed firm. The actual amount depends on your assessed loss and your individual circumstances.
This page is for information only and is not affiliated with the FSCS. You can complain to the Financial Ombudsman Service or claim from the FSCS for free without using a solicitor. Compensation depends on your individual circumstances. This website does not constitute legal advice.