Smith Holdings — FSCS Claims & Compensation (FRN 441726)
Full legal name: Smith Holdings Ltd, trading as Life Time Independent
Smith Holdings Ltd, trading as Life Time Independent (FRN 441726) was failed and declared in default by the FSCS on 23 January 2024. If you were advised by Smith Holdings and lost money, you may be able to claim compensation of up to £85,000 from the FSCS. Eligibility depends on your circumstances — a free check takes under a minute.
Smith Holdings Ltd, trading as Life Time Independent appears on the FSCS failed-firms register. It was failed and declared in default on 23 January 2024, in the Pensions category.
Smith Holdings Ltd, trading as Life Time Independent has also been known as, or traded as: Life Time Independent. If you dealt with any of those names, the same claim routes may apply.
What this means for you
If Smith Holdings advised you on a pension — for example transferring a workplace, personal or final-salary pension, or moving it into a SIPP — and the advice was unsuitable for you, you may have a claim. Where the firm has failed, eligible losses can be claimed from the FSCS up to £85,000 per person.
Your options
- FSCS — where Smith Holdings has failed, you may claim eligible losses up to £85,000 per person, per firm. You can claim free at fscs.org.uk without using a solicitor.
- A representative — specialist firms can gather the evidence and handle the claim for you, typically on a No Win, No Fee basis.
- Check your time limit — deadlines vary by route. See our guide to time limits for mis-selling claims, and how compensation is calculated.
Were you a client of Smith Holdings?
Start a free, no-obligation check — we'll tell you whether you may have a claim, usually within 24 hours.
Start Your Free Claim Check →FAQ
Is Smith Holdings Ltd, trading as Life Time Independent still trading?
Smith Holdings Ltd, trading as Life Time Independent (FRN 441726) appears on the FSCS failed-firms register and was failed and declared in default on 23 January 2024. You should always check the current position on the FCA Register and the FSCS website.
How do I claim against Smith Holdings?
You can claim directly and free of charge through the FSCS at fscs.org.uk, or instruct a representative to handle it for you. Either way, a free initial check can confirm whether you may be eligible.
How much could I claim for Smith Holdings?
Where eligible, the FSCS pays up to £85,000 per person, per failed firm. The actual amount depends on your assessed loss and your individual circumstances.
This page is for information only and is not affiliated with the FSCS. You can complain to the Financial Ombudsman Service or claim from the FSCS for free without using a solicitor. Compensation depends on your individual circumstances. This website does not constitute legal advice.